When
should I call American Adjusters and Arbitration?
Immediately! Critical
decisions must be made quickly and correctly since your financial
recovery depends on a timely and satisfactory settlement. In fact,
American Adjusters and Arbitration's prompt and thorough service
often protects evidence that may otherwise be destroyed or overlooked.
American Adjusters and Arbitration offers an immediate on-site
inspection and advice following a loss at no cost or obligation.
This includes a review of applicable insurance policies, inspection
of physical damages and answers to any questions that you may
have.
How will hiring American Adjusters and Arbitration affect
the amount of time necessary to process my claim?
Since the insurance
claims process includes negotiating a settlement, the amount of
time it takes to resolve a claim varies. However, an experienced
public adjuster can save the policyholder invaluable time. A American
Adjusters and Arbitration adjuster will know exactly what steps
to take in order to expedite advances and/ or a settlement from
the Insurance Company. Our experts will begin preparing estimates,
completing inventories, and gathering the necessary information
immediately after our engagement. With your cooperation, we will
quickly have a detailed claim filed and will have initiated the
settlement process.
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Can I prepare my own claim?
Sure, but it stands
to reason that a public insurance adjuster who has years of experience
and training can do so with more competence than the policyholder.
More specifically, a American Adjusters and Arbitration public
insurance adjuster will assist you in the preparation of inventories,
estimates and other factual proofs of loss. He or she will handle
all the necessary details for compiling and filing claims, as
required by the terms of your insurance policies. Your American
Adjusters and Arbitration public insurance adjuster will also
confer, on your behalf, with insurance company representatives
and handle all matters essential to a proper and satisfactory
adjustment.
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What is a public insurance adjuster?
A public insurance
adjuster is an expert on the preparation, presentation and adjustment
of real property, business interruption and extra expense insurance
claims on behalf of policyholders. Unlike staff or independent
adjusters who are sent and employed by the Insurance Company,
the public adjuster is dedicated to serving only the interests
of the insured public.
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Why do I need help in filing an insurance claim?
A typical insurance
policy contains hundreds of provisions and stipulations as well
as various riders that are constantly changing. Insurance policies
also hold you to numerous contractual obligations following a
loss, including but not limited to preparing a detailed claim.
The burden of properly documenting an insurance claim can be as
traumatic as the loss itself. Insurance companies hire experienced
adjusters, forensic accountants, construction professionals, and
other loss specialists to evaluate every aspect of your claim.
Naturally, these experts work with your insurance company's best
interests in mind. Most claimants find themselves at a severe
disadvantage without a claims specialist on their loss recovery
team. Policyholders who attempt to decipher complicated insurance
policies and document detailed claims while in an emotional and/or
technical position of weakness are often overwhelmed and under-compensated
by insurance companies.
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How does American Adjusters and Arbitration help?
We will analyze your
insurance policy, advise you of your contractual obligations,
assemble estimates of loss, compile supporting documentation,
and attend meetings and inspections with insurance company representatives.
In fact, American Adjusters and Arbitration will advise and assist
you throughout the entire claims adjustment process. This will
allow your claim to be negotiated on an even playing field with
the insurance company's experts and enable you to focus on other
recovery or non-related issues. At American Adjusters and Arbitration
we pride ourselves on our ability to handle and resolve complex
claims issues expeditiously and achieve adjustments that include
everything our clients are entitled to under their insurance policies.
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What is the fee for your services?
Our fee is based on
a small percentage of the recovery. In other words, we do not
get paid until you get paid, or in cases where coverage is questionable,
if you get paid. At American Adjusters and Arbitration we believe
that we provide a value-added service by seeking to maximize your
settlement and you should therefore find, at the conclusion of
the claim, that our service has been financially beneficial to
you.
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Is American Adjusters and Arbitration affiliated with
any insurance company?
No. We are employed
exclusively by you - the policyholder- not by an insurance company.
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